Insurance Regulatory Lawyers Georgia, Florida & Nationwide

Our experience includes successfully handling matters against state agencies and complex class action litigation rooted in regulatory compliance failures:

Regulatory Defense & Licensing

• Department of Insurance (DOI) Litigation Victory: We successfully appealed a license revocation by the Georgia Insurance Department for an insurance agency. After an appeal and trial, the Judge overturned the revocation and reinstated our client’s license.
• Favorable Settlement with DOI: After a national news program led to the Georgia DOI suing our clients for alleged bogus insurance products and illegal marketing, we achieved a very favorable settlement. The Court dismissed the action against our individual clients and many claims against corporate defendants, resulting in our client paying only nominal penalties.
• Captive Insurance Licensing: We assisted a captive insurance company in quickly addressing and meeting all Georgia Insurance Department concerns to obtain a full power Property & Casualty license.
• Multi-State Defense (Limited Benefit Plans): We successfully defended a not-for-profit membership group and its principals in Montana against various RICO and fraud claims concerning limited medical benefit plans, settling the case before trial for an amount far less than the projected defense costs.
• West Virginia Resolution: Successfully settled a case at a fraction of defense costs for former owners and shareholders of a dissolved company sued in West Virginia over a failed insurance company and managing general agent not paying medical claims.

Consumer Class Actions & Regulatory Failures

• $75,000,000 Life Insurance Settlement: Secured a class action settlement for a national life insurer for failing to properly pay life insurance claims, resulting in over 100,000 class members receiving checks.
• $7,500,000 Refund Class Action: Achieved a class action settlement against a national insurer for not issuing policy refunds correctly after litigating in several states.
• $7,000,000 “Forced-Placed Insurance” Settlement: Recovered this amount in a class action against a lender (Beneficial Life Insurance) for forcing Georgia consumers to pay for bogus insurance coverage on small consumer loans, settling after the Georgia Court of Appeals upheld class certification.
• Auto Total Loss Underpayment Class Actions:
  • $43,000,000 recovered against Progressive for undervaluing total loss claims in Georgia by applying a flawed methodology, settling on the eve of trial.
  • $1,950,000 recovered in a class action against Owners Insurance for failing to include certain taxes (title fees/ad valorem tax payments) in total loss payments.
  • $1,300,000 recovered against Travelers Insurance for failing to properly pay title ad valorem tax payments on total loss claims in Georgia.
• Securities/TILA Violation: Brought an action against Liberty Savings Bank for force-placing insurance on consumer auto loans in violation of Regulation Z of the Truth in Lending Act. The value to the Georgia-only class was in excess of $750,000.